What you need
A password manager (or a plan to adopt one) and the list of accounts that matter most: email, banking, the manager itself and anything that can reset other passwords.
How much entropy is enough
Entropy in bits is length × log₂(pool size). Each extra bit doubles the number of guesses an attacker needs. The tools use the same arithmetic, and the generator reports the result live.
| Length | Lowercase only (26) | Letters + digits (62) | All four sets (92) |
|---|---|---|---|
| 8 | 38 | 48 | 52 |
| 12 | 56 | 71 | 78 |
| 16 | 75 | 95 | 104 |
| 20 | 94 | 119 | 130 |
A common target for important accounts is at least 80 bits, which a 16-character password using all four sets clears comfortably. Lowercase-only passwords need far more characters to reach the same level.
Passphrase strength by word count
Passphrase entropy is the word count × log₂(list size). With this tool's 359-word list that is 8.49 bits per word:
| Words | Entropy (bits) |
|---|---|
| 4 | 34.0 |
| 5 | 42.4 |
| 6 | 50.9 |
| 8 | 67.9 |
| 10 | 84.9 |
A standard 7,776-word Diceware list gives about 12.9 bits per word, so six words from that list reach about 77.5 bits. A shorter list needs more words for the same strength, which is why the word count matters more than the separator.
Common pitfalls
- Reusing a password. Credential stuffing tries leaked passwords on other sites. Make every one unique.
- Building a password from personal details. Names, birthdays and pet names are guessed first.
- Trusting a clever pattern. A word with symbols swapped in is still a predictable pattern.
- Storing passwords in a notes file or browser without a master secret. Use a manager with a strong passphrase.
- Skipping the second factor. A strong password does not help if it is phished; two-factor adds a second barrier.
Going further
How stored passwords are protected on the server side is compared in MD5 vs SHA-256 vs bcrypt, and the codes behind two-factor apps are explained in How Two-Factor Codes (TOTP) Work.