Effective Date: March 1, 2026 | Last Updated: July 9, 2026

1. Acceptance of Terms

By accessing RonaldReeves.com, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

2. Eligibility

You must be at least 13 years old to use this site. By using RonaldReeves.com, you represent that you meet this requirement. See our Privacy Policy for more on our children's privacy practices.

3. Use License

All tools, calculators, and content are provided for informational and educational purposes only. You may use our tools for personal, non-commercial use.

4. User Conduct

You agree to use the site only for lawful purposes. You are prohibited from using automated scripts, spiders, or scrapers to access, copy, or monitor any portion of the site, or from attempting to circumvent our rate limiting, CAPTCHA, or other security measures.

5. No Professional Advice

The results generated by our calculators are estimates. They do not constitute medical, financial, or legal advice. Always consult with a qualified professional before making significant decisions.

6. Intellectual Property

The custom code, design, and original content of RonaldReeves.com are the exclusive property of Ronald Reeves. Unauthorized reproduction is strictly prohibited.

7. Disclaimer of Warranties

This site and its tools are provided "AS IS". We make no warranties regarding the accuracy, reliability, or availability of the services provided.

8. Limitation of Liability

In no event shall RonaldReeves.com be liable for any damages arising out of the use or inability to use the tools on this website.

9. Links and Advertising

RonaldReeves.com displays advertisements provided by third-party networks (e.g., Google AdSense). We have not reviewed all of the sites linked to its website or featured in advertisements and are not responsible for the contents of any such linked site or ad. The inclusion of any link or ad does not imply endorsement by Ronald Reeves. Use of any such linked website is at the user's own risk.

10. Termination

We reserve the right to suspend or restrict access to the site, without notice, for any user who violates these Terms of Service or engages in conduct that we determine, in our sole discretion, to be harmful to the site or other users.

11. Changes to These Terms

We may revise these Terms of Service at any time. Updates will be reflected by a new "Last Updated" date above. Your continued use of the site after changes are posted constitutes acceptance of the updated terms.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

13. Governing Law

These terms are governed by and construed in accordance with the laws of the State of California, USA.